Terms of Service
These Terms of Service ("Terms") govern your access to and use of the SQ Capital website and any associated analytical tools, reports, or content (collectively, the "Service"). This is a general draft template and should be reviewed by qualified legal counsel before being relied upon as a binding agreement.
1. Acceptance of Terms
By creating an account, submitting information, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Description of the Service
SQ Capital provides AI-driven data analysis, backtested market modeling, and decision-support content intended to assist users in understanding market information. The Service is informational and educational in nature. It does not provide personalized investment advice, portfolio management, brokerage services, or any guarantee of financial outcomes.
3. No Financial Advice
Nothing produced by the Service — including analysis, reports, projections, scores, or any other output — constitutes financial, legal, tax, or investment advice. All outputs are probabilistic in nature, derived from historical and modeled data, and are not guarantees of future performance. You are solely responsible for any decisions made based on information obtained through the Service, and you should consult a qualified, licensed professional before making financial decisions.
4. Eligibility and Account Responsibilities
You must be of legal age in your jurisdiction to use the Service. You are responsible for maintaining the confidentiality of any account credentials, for all activity that occurs under your account, and for providing accurate and current information. SQ Capital is not liable for any loss arising from unauthorized use of your account.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, reverse-engineering underlying models, using automated scraping tools without permission, distributing malicious code, or using the Service for any unlawful purpose. SQ Capital reserves the right to suspend or terminate access for any user found in violation of these provisions.
6. Intellectual Property
All content, methodology, design, text, graphics, software, and other materials made available through the Service are the property of SQ Capital or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, reproduce, distribute, or create derivative works from any part of the Service without prior written consent.
7. Subscription, Fees, and Payment
Where the Service includes paid features, applicable fees, billing cycles, and cancellation terms will be presented at the point of purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. SQ Capital reserves the right to modify pricing with reasonable advance notice.
8. Third-Party Data and Links
The Service may incorporate data from third-party sources or contain links to third-party websites. SQ Capital does not control and is not responsible for the accuracy, completeness, or reliability of third-party data or content, and inclusion of such data does not imply endorsement.
9. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. SQ Capital does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the maximum extent permitted by applicable law, SQ Capital, its affiliates, and its personnel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment value arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless SQ Capital and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Suspension and Termination
SQ Capital may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms, poses a security risk, or is otherwise harmful to SQ Capital or other users. You may discontinue use of the Service at any time.
13. Changes to the Service and Terms
SQ Capital reserves the right to modify, suspend, or discontinue any part of the Service, and to update these Terms, at any time. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which SQ Capital operates, without regard to conflict-of-law principles. [Insert applicable jurisdiction and dispute resolution mechanism.]
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
Questions regarding these Terms may be directed through the contact channels made available on the SQ Capital website.